If you own a property in Bangalore, then you must be aware of the A khata, B khata, or E khata systems of land records. These are the forms of property documents in Bangalore that help us to store and verify property ownership details. In this blog, we learn all about the khatas and the procedure to apply for the E-khata.
What is the A Khata, B Khata & E Khata system?
An A khata, B khata & E khata are official records that verify property ownership and contain key details such as:
- Owner’s name
- Location details
- Property identification number
- Built-up or carpet area
These documents are issued by the Bruhat Bengaluru Mahanagara Palike, commonly referred to as BBMP. These khatas are vital for property tax payments, property verification, and securing home or property loans.
Difference Between A Khata, B Khata & E Khata
A khata Certificate | B khata Certificate | E khata Certificate |
---|---|---|
A khata refers that the property has undergone all the mandatory legal process like 1. CLU ( change of the land use ) 2. Conversion 3. Plan approval from concerned authorities in case of constitution land is A khata, and the building plan is approved by the planning authority and built as per the plan with the occupancy certificate. | If one or two processes are missed form the process of “A” katha like the plan approval or conversion, it becomes B khata. | E-khata refers to an electronic database that converts traditional paper records into digital form. |
Why is khata important?
Khata not only gives property ownership for the owners but also protects them from property fraud, ensures compliance with municipal regulations, and helps in simplifying the financial transactions.
- It avoids disputes over ownership.
- The process of applying is transparent.
- It provides verified information to banks for loan processing.
- It supports accurate property tax assessments.
As of November 2023, over 1.5 million properties in Bangalore were still operating under a B khata instead of an A khata. To address this, the Karnataka government has made it mandatory, effective July 1, 2024, for all property owners to update their khatas to the proper format.
The government’s E Khata/E Asathi initiative
The shift to this system is part of the government’s broader plan to:
- Improve transparency in property transactions.
- Reduce fraudulent property sales.
- Ensure accurate property tax collection.
Bangalore Development Authority (BDA), on Sep 13, 2023, introduced the electronic system E-Khata, which assigns a unique 10-digit property identification number to each property. This includes GPS location tracking and photographs of the property for identification.
Common Mistakes to Avoid
When applying or updating E-khata:
- Ensure all tax dues need to be paid.
- Correct any errors in ownership details before submission.
- Fill the application correctly, uploading all the documents legibly
Required documents for applying for E Khata
- Sale deed or title deed
- EC – Encumbrance certificate
- Latest property tax paid receipt
- Property owners’ identity proof & address proof (Aadhar card and PAN card)
- Building approved plan
- Property photo
- Property location with GPS tracking
- The latest electricity bill or water bill for the property
Benefits of applying for E Khata
Online process:
The application process of the E-khata has been simple and updated. Earlier, it was the in-office procedure application process, and document submission required a visit to the government office. Now the full procedure is online, convenient to apply at home. This makes the application process available for a larger audience and saves time.
Transparent Process:
The process for applying for the E Khata is more transparent. The online portal will provide the options to check the status of the application. This means that you will know which stage the application process is at and track what issue is encountered.
Easy Tax Payment:
Tax payment is much simpler through the online process. The online portal allows the owners to view the tax dues, generate payment challans, and make payments electronically. Previously, the process of paying taxes involved going to the government office to pay your taxes.
Smooth Transfers & Loans:
An E-khata certificate is a crucial document for the loan process. The documents prove legal ownership and details of the property. This speeds up the loan approval process and property transfer.
How to Apply for the E Khata
The application process can be completed online from home:
- Visit the website — sevasethu or E-asthi portal.
- Go to the e-Khata application section in the application.
- Fill in the property and the owner’s complete details
- Upload all the necessary documents.
- Pay the application fee
- Submitting and noting the tracking ID
For a property owner who is looking to buy a property in Bengaluru, the khatas are the most vital document. The owners of property who have an A khata or B khata can also apply for an E khata. This is a good initiative by the Karnataka government to digitalize the process, which makes it easier for owners to apply.
If you have already updated your khata from B khata to A khata or applied for E khata. Then there is a good chance of building your dream home. If you are looking for trusted house construction companies in Bangalore, Vinra Group is the solution. With over 15+ years of experience in construction, real estate & interior design. We take pride in being one of the most reputable builders in Bangalore, known for our dedication to excellence, client happiness, and innovation.